Term Insurance is idea to cover specific periods in your spouse's lifetime that may be their most vulnerable. For instance, to cover a mortgage if the mortgage payer doesn't live long enough to pay the mortgage off. Typically, a mortgage may last 15, 20 or 30 years.
Another typical use for term insurance is to cover the dependent years that you will be responsible for your children's expenses.
Did you know that, according to the U.S. Department of Agriculture, the average cost of raising a child to age 18 was $233,610 as of 2015?
With an annual adjustment for inflation each year factored in, the cost of raising a child born in 2022 could be estimated to be $272,049.
As you can see, if you add the cost of a mortgage to the cost of raising a family, it is not uncommon to have a life insurance need of half a million or more.
For most people, a term life insurance policy is the most affordable solution. For some, it is the only solution.
We have 50 years of insurance experience helping clients prepare for the unknown.
You can get the right Term Life Plan for your individual, or Family Life Insurance Needs, from highly respected insurance companies, attheir lowest possible rates.
Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly.
Often our policies can be issued the same day. Sometimes you will have a decision within minutes.
Everyone has different insurance needs. However, If you are like most people today, you would rather do your term life insurance shopping onlinewithout an insurance agent visit to your home, or office.
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